Buying & Selling Homes with The Collura Team

    Applying For A Mortgage: Why So Much Paperwork? We are often asked why there is so much paperwork mandated by the bank for a mortgage loan application when buying a home today. It seems that the bank needs to know everything about us and requires three separate sources to validate each and every entry on the application form. Many buyers are being told by friends and family that the process was a hundred times easier when they bought their home ten to twenty years ago. There are two very good reasons that the loan process is much more onerous on today’s buyer than perhaps any time in history. The government has set new guidelines that now demand that the bank prove beyond any doubt that you are indeed capable of affording the mortgage. During the run-up in the housing market, many people ‘qualified’ for mortgages that they could never pay back. This led to millions of families losing their home. The government wants to make sure this can’t happ...

                                                                                                                                                   352-279-0899   Buying a Home Remains 35% Less Expensive than Renting! In the latest  Rent vs. Buy Report  from Trulia , they explained that homeownership re...

                             352-279-0899 Some interesting facts: 25 states are forecasted to achieve higher levels of appreciation in the next 12 months than already achieved in the last year. 25 state and the District of Columbia are forecasted to experience a slow in appreciation. All 50 states & D.C. are forecasted to achieve some level of positive price appreciation. Even though each state is appreciating at different levels, you need to know the Cost of Waiting until next year to buy your dream home!

                                                                                                                                                              352-279-0899 Fla.’s foreclosures down 17% in 3rd quarter  ...

                                                            352-279-0899   How Quickly Are Homes Selling In Your State? [INFOGRAPHIC] by The KCM Crew on October 2, 2015 Some Highlights: The National Association of REALTORS® surveyed their members for their Confidence Index The REALTORS® Confidence Index is a key indicator of housing market strength based on a monthly survey sent to over 50,000 real estate practitioners. Practitioners are asked about their expectations for home sales, prices and market conditions. Homes sold in less than 60 days in 39 out of 50 states and Washington D.C. Only Vermont had a median sold date longer than 90 days.

                                                               352-279-0899          #1 Reason to List Your House Today If you are debating listing your house for sale this year or even early next year, here is the #1 reason not to wait! Buyer Demand Continues to Outpace the Supply of Homes For Sale According to the National Association of REALTORS’ (NAR) Foot Traffic report , there are more buyers out in the market right now than at any other time in the past three years. The graph below shows the significant increase in foot traffic experienced this year compared to 2014. The latest Existing Home Sales report shows that there is currently a 5.2-month supply of homes f...